I'm trying to understand why banks still charge account fees and card fees, especially when they don't seem to make significant profits from them.
I started a fintech company focused on banking for luxury deals and worked with banking partners, so I've seen a lot of the industry from the inside. Still, I can't wrap my head around this.
Why are these fees still prevalent? Are they just a relic of legacy banking systems, or is there more to it? The scary thing is banks don't even make alot of money on that. So why still charge them.
Comments URL: https://news.ycombinator.com/item?id=42823569
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