Who doesn't want to pay less at tax time? That's where credits and deductions come in. https://www.cnet.com/personal-finance/taxes/tax-credits-vs-deductions-how-theyre-different-and-what-theyll-do-for-you/#ftag=CADf328eec
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The direction of mortgage rates hinges on Trump's tariff agenda, the Fed and the financial markets. https://www.cnet.com/personal-finance/mortgages/mortgage-rate-predictions-buyers-still-face-an-uncer
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