How do you separate your investments between pre-tax, Roth, and taxable accounts?

I am curious how all of you choose which investments to put in each type of investment account? I am relatively new to investing and my philosophy would be to use pre-tax (traditional) and taxable accounts for ETFs (like VTI and VXUS), then use a Roth IRA for riskier investments to ideally make the most of the capital gains tax benefit. However, because of the low maximum amount that can be contributed to IRAs each year, I could also see why others would rather park that money in ETFs as well to avoid loss of capital. So, what kinds of investments do you put in your various account types and why? submitted by /u/NowThisIsDD [link] [comments] https://www.reddit.com/r/stocks/comments/rn2dgn/how_do_you_separate_your_investments_between/

Établi 3y | 24 déc. 2021 à 00:22:17


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