Today's NYT Connections Hints, Answers and Help for Jan. 6, #575

Stop using Q-tips and opt for safer alternatives to clean your ears. Here’s what you should know. https://www.cnet.com/health/personal-care/the-dos-and-donts-of-safe-ear-cleaning/#ftag=CADf328eec

Earn more now to help you reach your New Year's money goals faster. https://www.cnet.com/personal-finance/banking/give-your-savings-a-boost-with-apys-close-to-5-todays-savings-rates-jan-7-2025/#ftag=C

Want to boost your health in 2025? Try incorporating these super simple habits into your daily routine. https://www.cnet.com/health/easy-habits-reinvent-your-health-this-year/#ftag=CADf328eec

Top CDs boast APYs more than twice the national average, but rates are falling. https://www.cnet.com/personal-finance/banking/act-now-to-maximize-your-earning-potential-todays-cd-rates-jan-7-2025/#fta

Some major mortgage rates are falling. Here's where experts say rates might be headed in 2025. https://www.cnet.com/personal-finance/home-loan-rates-improve-for-borrowers-mortgage-rates-on-jan-7-2025/

Giving up sugar altogether is not necessary. Try these natural sugar alternatives instead to satisfy your sweet tooth. https://www.cnet.com/health/nutrition/replace-processed-sugar-with-these-natural-

Multiple important refinance rates were higher this week, but refinancing could be still make sense for other reasons. https://www.cnet.com/personal-finance/homeowners-face-higher-refi-rates-mortgage-