Today's NYT Mini Crossword Answers for Wednesday, Jan. 15

Several banks have already lowered rates this month, and that's likely to continue. https://www.cnet.com/personal-finance/banking/add-more-to-your-savings-with-apys-over-4-todays-savings-rates-for-jan

You can score up to 4.65% APY if you act now. https://www.cnet.com/personal-finance/banking/jump-on-high-apys-before-theyre-gone-todays-cd-rates-jan-15-2025/#ftag=CADf328eec

Read this before jumping into the housing market. https://www.cnet.com/personal-finance/should-you-wait-or-buy-a-home-in-2025-10-expert-tips-to-help-you-decide/#ftag=CADf328eec

Here are the pros and cons of each plan to help you decide which one is right for you. https://www.cnet.com/tech/gaming/what-you-need-to-know-about-each-xbox-game-pass-subscription/#ftag=CADf328eec

If your phone does nothing when you plug it in, try this quick fix at home first. https://www.cnet.com/tech/mobile/phone-wont-charge-when-plugged-in-this-easy-diy-fix-could-help/#ftag=CADf328eec

We spoke to nutritional experts to discover which diet mistakes they want people to leave behind in the new year. https://www.cnet.com/health/nutrition/common-diet-mistakes-experts-tired-people-making

Here are some hints — and the answers — for Connections: Sports Edition No. 114 for Jan. 15. https://www.cnet.com/tech/gaming/todays-nyt-connections-sports-edition-hints-and-answers-for-jan-15-114/#ft