Just like the title says. We put almost all of our extra cash into some form of investment and retirement accounts. Some unexpected expenses have popped up. My wife and I have five different retirement accounts: two 403bs, two Roth’s and a taxable account. We are both teachers, so we also get decent pensions.
One of the Roths we treat like an emergency fund. We just throw any extra money in there so we won’t “find a reason to spend it.”
We need some extra cash due to unexpected expenses, and I don’t want to drain our savings. One option is to take that cash out of the “emergency fund” Roth. The other option is to pause payments on our “real” Roth and taxable account for 6 months or so. I don’t think we will need to pause payments on our 403b, but it could be a possibility.
What approach should we take?
[link] [comments] https://www.reddit.com/r/stocks/comments/15jmdlp/sell_or_stop_dca/
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