This advice can help you earn interest on any amount you can save right now. https://www.cnet.com/personal-finance/banking/struggling-to-save-this-expert-tip-can-boost-your-savings-even-if-money-is-tight/#ftag=CADf328eec
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An MIT study found that using gen AI to write an essay kind of defeated the purpose of writing an essay. https://www.cnet.com/tech/services-and-software/what-happens-to-your-brain-when-you-use-chatgpt

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