How do we profit from the CBDC or the FedNow stuff. The big question is when we cross over to digial

currency will our cash in the bank be done at 1 for 1 or should we be fully invested in assets so when the new currency comes out it will be valued in the new currency.

That is the big debate. I have a friend that bought raw land and heavy equipment to store the value of his cash. Not sure that was a good thing, but it can't be taken away from him and it will always have value moving forward. I personally would lean more towards hard assets as well, n

Facebook owner Meta set to launch Twitter rival on Thursday

"Facebook owner Meta is launching its new app to rival Twitter and says it will go live on Thursday.

The app, which is called Threads and is available for pre-order on the Apple App Store, will be linked to Instagram.

Screengrabs show a dashboard that looks similar to Twitter. Meta describes Threads as a "text based conversation app".

The move is the latest in a rivalry between Meta boss Mark Zuckerberg and Twitter owner Elon

What happens to funds when the management company goes down?

From everything I have read and researched, people have always said that index funds/ETFs/mutual funds are less risky compared to individual stocks. It makes sense as funds have money distributed across multiple stocks. I have always wondered however, what happens when the management company goes bankrupt?

For example, what will happen to VOO bag holders if Vanguard went down? Will their money be safe?

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Is Square and Paypal fucked when Fednow come out

I bought alot of SQ Shares back in 2021 thought i was getting a good deal under 200$ but it carried on falling havent bought any shares since last year my cost basis is 135$ should i cut my losses or is it scaremongering from social media ?

Fednow is a payment system developed by the federal reserve that enables faster transactions for financial institutions of any size, in any community, 365 days a year this is in contrast to Paypal ,Venmo Cashap

Having trouble dollar cost averaging up.

One of my first stock purchases was Costco, I love Costco, it’s one of my favorite places to be. As stocks have gone up and down, I’ve had no problems dollar cost averaging down, bought more ford while it was down, more AMD, more Starbucks, it’s all well and good. But Costco has only gone up, it’s my biggest gaining position, so I never bought more. The result is now my Costco position is a small % of my portfolio, but I can’t get over this mental hurdle of buyi

Is it a good time to buy bank stocks?

Checking the list of top losers YoY, I see that the bank stocks are the only ones with positive EPS. For example, PacWest (PACW) is ~84% down from its ATH of 51.20$ in January 2022. It reached an ATL of 3.17$ May this year but since then it has recovered 264%. Their fundamentals don't seem that positive yet, but market sentiment certainly does.

So what do you think? Should I buy PACW or not?

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Gallium & Germanium: How will the second half of 2023 play out? Shift in the supply chain imminent?

How would China's recent announcement to limit gallium and germanium export affect chip-making companies? I would argue that it is possible for non-Chinese suppliers like $TECK (Canada) or $UMI (Belgium) to see an increase in production as non-Chinese chip-making companies look to source these precious metals elsewhere. $WOLF saw a 11-12% increase today in their stock price today due to the signing of a new deal for the supply of chip, they also happen to gr

Is there a site that can practice option trading?

I am on Robinhood so not interested in changing brokers like Webull and Etrade.

Is there a free site or tool to simulate or practice options trading? I usually trade big ones like SPY and NVDA.

Doesn't have to be perfect but risk-free to test my sense of the market. Thanks!

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Research Studies

When you all are doing your DD, what resources do you use to find the information that ultimately helps make your investment decisions? I’ve heard of level 2 information and looking at option chains. Things like the current short percentage, dark pool information. Current/Most recent developments in the stock, ect. TA is one aspect of trying to make the best decisions but I feel like I am missing a decent part that might help with an edge.

Find old stock certificate that belonged to deceased father

My father passed away a few months ago. In going through his belongings, we found a stock certificate from 1996 issued by a credit union that no longer exists. It looks like the stock is a company stock the he worked for. I contacted the company from which he retired about 11-12 years ago. Fortunately, I spoke to a woman in HR who remembers my father and has been willing to help. Their investments are now issued by a different bank (his stock is not there). I wa


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