[USA][BIZ][7] Seeking a Full Stack Dev CTO for Fintech Startup.

Are you an experienced software engineer looking to work on a Fintech startup? Are you willing to not only write code but help us create and define a top-tier engineering culture? Are you looking to join a founding team that is already in conversations with VCs about securing a seed round? If this sounds interesting please read on... 😍 Our Why Enhance the livelihood and well-being of homeowners and their families. 👀 Vision Statement. To make homeownership easy. ⭐ Our Mission To empower homeowners to build wealth using their homes’. The problem we are solving: Homeowners are sitting on $10T in untapped equity; capital that is unused but accessible -- That is 1/3 of the entire U.S. housing market. Meanwhile, over 25M homeowners take on expensive credit card debt to pay for basic living expenses, and 40% of homeowners with mortgages said they work two full-time jobs to afford housing costs. Ironically, most homeowners don't know they have access to the very capital they need. We believe there are two main challenges preventing owners from accessing their capital: Transactional friction of secured capital, which drives high costs for customers. Lack of education and real-time data on one’s home, resulting in an inability to make better-informed decisions that build wealth. With the right access and insights, this capital can be leveraged to build meaningful wealth. We are building technology to improve the transactional efficiency of secured lending and to give homeowners access to cheap secured capital at the same level of convenience as expensive unsecured capital. By combining the best of both worlds, we're able to create a home-equity-backed credit card (<10% APR), a HELOC but without all the transactional friction and expensive/lengthy underwriting that comes with it. Additionally, we're providing homeowners with an app that delivers real-time analytics and personalized insights into their homes so they can make and implement better decisions that build wealth / reduce expensive debt. Who are we looking for: A full-stack engineer with experience (ideally) in React/Python/AWS and developing/deploying mobile & web apps. You understand the work required to build a startup and are someone we can depend on as we build this company. You are excited to roll up your sleeves and write code, and you have an interest in building a robust engineering culture. You like to have fun but also work hard and are resourceful. you are low ego and enjoy collaborating on ideas. Location (preferably in the US) is flexible as long as you are willing to fly out occasionally for meetings. Who we are: - CoFounder & Former CEO at Proptech/MarTech SaaS company which helps thousands of real estate professionals across the country become thought leaders through serving data-driven educational content to homeowners/home buyers online. Content that has been seen by millions over the last 4 years. Bootstrapped to $3mm ARR within 1 year and $4.5mm ARR within 3 years (post raising a seed from VCs). Forbes 30 under 30 lister in the Marketing & Advertising Category. CoFounder of undisclosed networking community (a DAO), with a few other Forbes U30 listers, one also being the former founder of CrunchyRoll (sold to Sony for $1.2B). - CoFounder & Former CMO at the same Proptech/Martech SaaS company. Came from France 10 years ago and have had a ton of success founding an agency that had clients such as Heroes Motors, LionsGate, etc... Social Media Following of 300k+ and has been seen on BuzzFeed, Netflix, and several other publications. A growth advisor at a tech company that graduated from SnapChat's accelerator program and helped them grow to a few million users for their solution serving Africa. - Founder & CEO at a boutique fundraising/debt implementation firm helping dozens of Fintechs/HealthTech companies over the last 10 years raise venture capital and implement bespoke credit facilities. Former Head of Capital Markets and EVP at HealthTech company and was responsible for their $15m Equity & $50m debt fundraise pre-launch. Most notably responsible for helping our advisor raise $135M ($35m equity/$100m debt) for his HealthTech startup. 10 years + of Finance Experience at William Blair and GCM Grosvenor. - (Not a founder) - A Fractional Chief Compliance Officer Firm whos helped launch CMS (Compliance Management Systems) for many Fintechs/Banking Institutions and who has tons of experience with HELOCs. We currently have a few advisors: - Founder at HealthTech/InsureTech startup that raised over $135mm and grew to 200+ employees in less than 2 years. - Founding member & senior Finance role at Chime (BaaS platform worth 25B and going public soon) - Executive Compliance Officer (and accomplished attorney) with a ton of experience working with HELOCs, consumer credit fintechs, and large banking institutions. - Former Chief Compliance Officer at Figure (valued at $3.2B, as of July 2021) with big compliance experience at the FDIC and many other Fintechs. - Former Sr Director of Compliance at Freddie Mac / Experience with many other Fintechs as well. - Former Chief Compliance Officer at ZestFinance. Founding Member / Compliance Experience at the CFPB and the FDIC. What we've done so far: Conducted extensive market research / data-room Conducted user surveys and interviews Brought on advisors and partners with significant domain experience in consumer credit products, Fintechs, and HELOC/Mortgage Compliance/Regulatory hurdles. Mid-way building a relationship with one of the best banks for Fintechs and one that has close ties with our advisors. Architectured product roadmap in detail and established relationships with existing technologies to leverage to get us to market quickly and efficiently. Partnered with the #1 Card Processor in the world (does Apples Credit Card, and many more) Partnered with a technology company that specializes in underwriting processes (video notarization, e-signatures, audit trails, KYC, etc...) We also have a deep understanding of the real estate ecosystem being that we've scaled a RE tech business that acquired thousands of real estate agents/loan officers as customers. We have relationships with real estate professionals, loan officers, MLS associations, brokerages, real estate coaches, and influencers. What we are doing today We are opening our seed round and over the next few weeks have lined up countless of warm intros to angels, tier 1/2 VCs, and founders with domain experience that some have already committed to small checks. Already have calls scheduled with some VCs who have already expressed interest. What we offer... Solve an important problem with a massive addressable market. An opportunity to build a strong engineering organization. Work with a fun, talented and experienced team. An opportunity to develop and maintain an early-stage product. An environment that prioritizes creativity and autonomy. Equity in the business (dependent on level of experience) (BONUS) A free Occulus VR headset since we're crazy and like working in the Metaverse (lol) submitted by /u/ecc10394 [link] [comments] https://www.reddit.com/r/cofounder/comments/tt7ccc/usabiz7_seeking_a_full_stack_dev_cto_for_fintech/