I'm trying to understand why banks still charge account fees and card fees, especially when they don't seem to make significant profits from them.
I started a fintech company focused on banking for luxury deals and worked with banking partners, so I've seen a lot of the industry from the inside. Still, I can't wrap my head around this.
Why are these fees still prevalent? Are they just a relic of legacy banking systems, or is there more to it? The scary thing is banks don't even make alot of money on that. So why still charge them.
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